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To utilize It Pays to Prep in its simplest form, refer to the left-hand column to find the ACT score and GPA required to qualify for specific scholarships. Most of these scholarships are guaranteed, meaning if the student meets the criteria, they will receive the scholarship as long as they submit all necessary materials on time. If no GPA or ACT score is listed, it means the school does not require it for that scholarship.

If a row is highlighted in red, it indicates that with the scholarship applied, the yearly tuition is less than $1,500.

Our goal with this chart is to simplify the process of comparing scholarship opportunities across various schools. However, aligning all of this information into a single chart format can sometimes feel like trying to fit a square peg into a round hole. We encourage you to treat this chart as a starting point for exploring scholarships that might have otherwise been overlooked. However, it is essential to visit each school's website for the most up-to-date and accurate information.

Additionally, please take note of the "Last ACT" and "Last GPA Accepted" columns. Many families are unaware that students can continue taking the ACT even after the admissions deadline to increase their scholarship amounts. These columns indicate the last ACT score and GPA the school will accept for scholarship consideration. By taking the ACT again before this deadline, students can potentially boost their scholarship awards, giving them more financial flexibility for their education.

TN Scholarships

Tennessee Merit Scholarships



ACT 🔽GPA 🔽Yearly Avg Award 🔽Yearly Award (with HOPE/GAMS) 🔽Tuition and Fees 🔽Remaining Tuition 🔽College 🔽Scholarship 🔽City 🔽Guaranteed 🔽Superscore 🔽Last ACT Accepted 🔽Last GPA Accepted 🔽TN State Aid Included 🔽Number of Students 🔽
163.00(w)$8,000$13,100$26,558$13,458TusculumTusculum LegacyGreenevilleYESYESJULYSPRING SRIncludes HOPE885?
162.85(u)$12,000$17,100$26,100$9,000T. WesleyanTWU Merit Awards*AthensYESYESJULYSPRING SRIncludes HOPE976
183.50(w)$2,000$7,100$28,900$21,800Southern AdventistHonorscollegedaleYESYESJULYSPRING SRIncludes HOPE3,008
182.00(w)$11,000$16,100$39,990$23,890UnionUniversityJacksonYESYESAPRILSPRING SRIncludes HOPE1,891
183.00(w)$15,000$20,100$39,750$19,650Christian BrothersDeans'MemphisYESYESJULYSPRING SRIncludes HOPE1,032
193.00(w)$1,000$6,100$10,824$4,724UT MartinAchieve*MartinYESYESJULYSPRING SRIncludes HOPE7,391
194.00(w)$1,500$6,600$10,824$4,224UT MartinExcellence*MartinYESYESJULYSPRING SRIncludes HOPE7,391
193.00(w)$3,000$8,100$26,260$18,160Freed-HardemanMeritHendersonYESNOJULYSPRING SRIncludes HOPE2,325
203.00(u)$4,000$9,100$18,712$9,612BethelBethel HonorMcKenzieNONOENROLLMENTENROLLMENTIncludes HOPE2,523
203.50(w)$12,000$17,100$41,100$24,000MilliganAcademic MeritMilliganYESYESJULYSPRING SRIncludes HOPE860
203.25(w)$16,000$21,100$39,750$18,650Christian BrothersMaurelianMemphisYESYESJULYSPRING SRIncludes HOPE1,032
203.50(w)$25,000$30,100$41,100$11,000MilliganAcademic MeritMilliganYESYESJULYSPRING SRIncludes HOPE860
21>3.00(u)$2,000$7,100$24,870$17,770LeeIgniteClevelandNONOFEBRUARYSPRING JRIncludes HOPE3,714
213.40(u)$2,500$7,600$20,500$12,900BryanCrimson ScholarDaytonYESYESJULYSPRING SRIncludes HOPE1,398
213.00(w)$3,000$8,100$39,750$31,650Christian BrothersChritsian Brothers PromiseMemphisNOYESJULYSPRING SRIncludes HOPE1,032
213.00(w)$5,100$5,100--Any TN SchoolHOPE-YESNO--Includes HOPE-
213.00(u)$8,000$13,100$31,750$18,650TreveccaPersonNashvilleYESYESAPRILAPPLICATIONIncludes HOPE1,697
212.50(w)$12,000$17,100$39,990$22,890UnionDean'sJacksonYESYESAPRILSPRING SRIncludes HOPE1,891
213.00(w)-$46,200$41,100$-5,100MilliganGoah Scholars ProgramMilliganNONODECEMBERSPRING JR-860
224.00(u)$2,000$7,100$10,994$3,894ETSUFaculty DiscountJohnson CityYESYESMARCHSPRING JRIncludes HOPE?
223.20*$2,500$7,000$11,926$4,926TTUGolden Opportunity GrantCookevilleNONODECEMBERFALL SRIncludes HOPE9,306
224.00(w)$3,000$8,100$10,824$2,724UT MartinDeans*MartinYESYESJULYSPRING SRIncludes HOPE7,391
223.20*$3,000$8,100$10,448$2,348UTCMocsChattanoogaNOYESDECEMBERSPRING JRIncludes HOPE10,396
223.25(w)$3,500$8,600$11,256$2,656MemphisAcademic AchievementMemphisNOYESFEBRUARYFALL SR*Includes HOPE19,652
223.50*$3,500$8,600$10,657$2,057MTSUTrue BlueMurfreesboroYESNODECEMBERSPRING JRIncludes HOPE18042 - 21000+
223.50(w)$13,000$18,100$26,558$8,458TusculumTusculum CharterGreenevilleYESYESJULYSPRING SRIncludes HOPE885?
223.50(w)$18,000$23,100$39,750$16,650Christian BrothersLasallianMemphisYESYESJULYSPRING SRIncludes HOPE1,032
233.60(U)$3,000$8,100$9,720$1,620Austin PeayPELP*ClarksvilleNO?DECEMBERSPRING SRIncludes HOPE10,439
233.40*$3,000$7,500$11,926$4,426TTUPresidentalCookevilleYESNODECEMBERFALL SRIncludes HOPE9,306
233.50(w)$4,000$9,100$28,900$19,800Southern AdventistDeancollegedaleYESYESJULYSPRING SRIncludes HOPE3,008
233.25(u)$6,000$11,100$18,712$7,612BethelDeans HonorMcKenzieNONOENROLLMENTENROLLMENTIncludes HOPE2,523
243.60(u)$4,100$9,200$20,500$11,300BryanSilver ScholarDaytonYESYESJULYSPRING SRIncludes HOPE1,398
24>3.30(u)$5,000$10,100$24,870$14,770LeeDean'sClevelandNONOFEBRUARYSPRING JRIncludes HOPE3,714
243.25(w)$5,000$10,100$11,256$1,156MemphisDeansMemphisNOYESFEBRUARYFALL SR*Includes HOPE19,652
243.00(u)$10,000$15,100$31,750$16,650TreveccaSpeicherNashvilleYESYESAPRILAPPLICATIONIncludes HOPE1,697
243.00(w)$15,000$20,100$39,990$19,890UnionProvost'sJacksonYESYESAPRILSPRING SRIncludes HOPE1,891
253.00(U)$1,000$6,100$9,720$3,620Austin PeayKimbrough*ClarksvilleNO?DECEMBERSPRING SRIncludes HOPE10,439
253.50(u)$2,000$7,100$10,994$3,894ETSUFacultyJohnson CityYESYESMARCHSPRING JRIncludes HOPE?
253.7(w)$4,000$8,100$39,850$31,750BelmontMeritNashvilleNOYESAPRILAPPLICATIONIncludes HOPE6,618
253.40*$4,000$8,500$11,926$3,426TTUPresidentalCookevilleYESNODECEMBERFALL SRIncludes HOPE9,306
253.40*$4,000$9,100$10,448$1,348UTCProvost'sChattanoogaNOYESDECEMBERSPRING JRIncludes HOPE10,396
253.50*$4,500$9,600$10,657$1,057MTSUPresidentialMurfreesboroYESNODECEMBERSPRING JRIncludes HOPE18042 - 21000+
253.50(u)$10,000$15,100$18,712$3,612BethelTrustee HonorMcKenzieNONOENROLLMENTENROLLMENTIncludes HOPE2,523
253.50(w)$14,000$19,100$26,558$7,458TusculumTusculum HeritageGreenevilleYESYESJULYSPRING SRIncludes HOPE885?
263.50(u)$3,000$8,100$10,994$2,894ETSUDeansJohnson CityYESYESMARCHSPRING JRIncludes HOPE?
273.50(u)$4,000$9,100$10,994$1,894ETSUProvostJohnson CityYESYESMARCHSPRING JRIncludes HOPE?
274.00(w)$4,000$9,100$10,824$1,724UT MartinChancellor's*MartinYESYESJULYSPRING SRIncludes HOPE7,391
273.80(u)$5,600$10,700$20,500$9,800BryanPlatinum ScholarDaytonYESYESJULYSPRING SRIncludes HOPE1,398
273.75(u)$12,000$17,100$18,712$1,612BethelPresidential HonorMcKenzieNONOENROLLMENTENROLLMENTIncludes HOPE2,523
273.00(u)$12,000$17,100$27,240$10,140CumberlandPresidentialLebanonYESNOJULYSPRING SRIncludes HOPE2,745
273.25(u)$14,000$19,100$27,240$8,140CumberlandPresidentialLebanonYESNOJULYSPRING SRIncludes HOPE2,745
273.50(u)$15,000$20,100$27,240$7,140CumberlandPresidentialLebanonYESNOJULYSPRING SRIncludes HOPE2,745
273.75(u)$16,000$21,100$27,240$6,140CumberlandPresidentialLebanonYESNOJULYSPRING SRIncludes HOPE2,745
273.50(w)$17,000$22,100$39,990$17,890UnionPresident'sJacksonYESYESAPRILSPRING SRIncludes HOPE1,891
283.60(w)*$1,500$6,600$11,560$4,960UTKOrange and WhiteKnoxvilleYESYESDECEMBERSPRING JRIncludes HOPE32,041
283.80(w)*$3,000$8,100$11,560$3,460UTKVolunteerKnoxvilleYESYESDECEMBERSPRING JRIncludes HOPE32,041
283.25(w)$6,000$11,100$11,256$156MemphisProvostMemphisNOYESFEBRUARYFALL SR*Includes HOPE19,652
28>3.50(u)$7,500$12,600$24,870$12,270LeePresidentialClevelandNONOFEBRUARYSPRING JRIncludes HOPE3,714
283.00(u)$12,000$17,100$31,750$14,650TreveccaStricklandNashvilleYESYESAPRILAPPLICATIONIncludes HOPE1,697
283.50(w)$15,000$20,100$26,558$6,458TusculumTusculum LegacyGreenevilleYESYESJULYSPRING SRIncludes HOPE885?
283.90(w)$19,000$24,100$39,750$15,650Christian BrothersPresidentialMemphisYESYESJULYSPRING SRIncludes HOPE1,032
293.75$1,000$1,000--Any TN SchoolGAMS-YESNO--Includes HOPE-
293.75*$5,000$10,100$10,448$348UTCChancellor'sChattanoogaNOYESDECEMBERSPRING JRIncludes HOPE10,396
293.50(w)$17,000$22,100$39,990$17,890UnionTrustees'JacksonYESYESAPRILSPRING SRIncludes HOPE1,891
293.50(u)-$46,200$41,100$-5,100MilliganJeanes Honors ScholarshipMilliganNONODECEMBERSPRING JR-860
303.00(w)$1,500$6,600$10,824$4,224UT MartinExcellence*MartinYESYESJULYSPRING SRIncludes HOPE7,391
303.90(u)$5,000$10,100$10,994$894ETSUPresidentialJohnson CityYESYESMARCHSPRING JRIncludes HOPE?
303.50*$5,000$10,100$10,657$557MTSUTrusteeMurfreesboroYESNODECEMBERSPRING JRIncludes HOPE18042 - 21000+
303.75*$5,000$10,500$11,926$1,426TTUPresidentalCookevilleYESNODECEMBERFALL SRIncludes HOPE9,306
303.80(w)*$5,000$10,100$11,560$1,460UTKVolunteerKnoxvilleYESYESDECEMBERSPRING JRIncludes HOPE32,041
303.00(u)$16,500$21,600$27,240$5,640CumberlandTrusteeLebanonNONOJULYSPRING SRIncludes HOPE2,745
302.95(u)$17,000$19,100$26,100$7,000T. WesleyanTWU Merit Awards*AthensYESYESJULYSPRING SRIncludes HOPE976
303.00(w)$17,500$22,600$26,260$3,660Freed-HardemanTrustees'HendersonYESNOJULYSPRING SRIncludes HOPE2,325
303.25(u)$18,000$23,100$27,240$4,140CumberlandTrusteeLebanonNONOJULYSPRING SRIncludes HOPE2,745
303.50(u)$25,200$30,300$27,240$-3,060CumberlandTrusteeLebanonNONOJULYSPRING SRIncludes HOPE2,745
303.75(u)$26,100$29,700$26,100$-3,600T. WesleyanNeffAthensNOYESOCTOBERSPRING JRIncludes HOPE976
313.00(w)$3,000$8,100$10,824$2,724UT MartinDeans*MartinYESYESJULYSPRING SRIncludes HOPE7,391
313.25(w)$7,000$12,100$11,256$-844MemphisPresidentialMemphisNOYESFEBRUARYFALL SR*Includes HOPE19,652
323.50(w)$6,000$11,100$28,900$17,800Southern AdventistPresidentialcollegedaleYESYESJULYSPRING SRIncludes HOPE3,008
323.00(u)$14,000$19,100$31,750$12,650TreveccaDunningNashvilleYESYESAPRILAPPLICATIONIncludes HOPE1,697
343.50*$8,000$13,100$10,657$-2,443MTSUCentennialMurfreesboroYESNODECEMBERSPRING JRIncludes HOPE18042 - 21000+
343.80(w)*$9,000$14,100$11,560$-2,540UTKVolunteerKnoxvilleYESYESDECEMBERSPRING JRIncludes HOPE32,041
344.0(w)$14,450$19,550$28,900$9,350Southern Adventist50% TuitioncollegedaleYESYESJULYSPRING SRIncludes HOPE3,008
34-$28,900$34,000$28,900$-5,100Southern AdventistFull TuitioncollegedaleYESNOMARCHSPRING SRIncludes HOPE3,008
353.75*$8,000$13,500$11,926$-1,574TTUPresidentalCookevilleYESNODECEMBERFALL SRIncludes HOPE9,306
363.00(w)$4,000$9,100$10,824$1,724UT MartinChancellor's*MartinYESYESJULYSPRING SRIncludes HOPE7,391
363.75*$10,000$15,500$11,926$-3,574TTUPresidentalCookevilleYESNODECEMBERFALL SRIncludes HOPE9,306
-3.90(w)$1,000$6,100$11,256$5,156MemphisTrustee 2*MemphisNOYESFEBRUARYFALL SR*Includes HOPE19,652
-3.50(U)$1,500$6,600$9,720$3,120Austin PeayGovernor's MeritClarksvilleYES?DECEMBERSPRING SRIncludes HOPE10,439
-4.00(w)$1,500$6,600$11,256$4,656MemphisTrustee 3*MemphisNOYESFEBRUARYFALL SR*Includes HOPE19,652
-3.70(U)$2,000$7,100$9,720$2,620Austin PeayAchievementClarksvilleYES?DECEMBERSPRING SRIncludes HOPE10,439
-4.10(w)$2,000$7,100$11,256$4,156MemphisTrustee 4*MemphisNOYESFEBRUARYFALL SR*Includes HOPE19,652
-3.80(w)$2,500$7,600$11,256$3,656MemphisTrustee AwardMemphisNOYESFEBRUARYFALL SR*Includes HOPE19,652
-4.20(w)$3,000$8,100$11,256$3,156MemphisTrustee 5*MemphisNOYESFEBRUARYFALL SR*Includes HOPE19,652
-3.85(U)$3,500$8,600$9,720$1,120Austin PeayDean'sClarksvilleYES?DECEMBERSPRING SRIncludes HOPE10,439
-3.40(u)$4,500$9,600$31,750$22,150TreveccaPersonNashvilleYESYESAPRILAPPLICATIONIncludes HOPE1,697
-3.00(w)$5,100$5,100--Any TN SchoolHOPE-YESNO--Includes HOPE-
-4.00(U)$6,000$11,100$9,720$-1,380Austin PeayPresidentialClarksvilleYES?DECEMBERSPRING SRIncludes HOPE10,439
-3.70(u)$6,000$11,100$31,750$20,650TreveccaSpeicherNashvilleYESYESAPRILAPPLICATIONIncludes HOPE1,697
-3.00(u)*$6,000$11,100$31,750$20,650TreveccaChilders*NashvilleYESYESAPRILAPPLICATIONIncludes HOPE1,697
-3.00(u)$9,000$13,500$27,360$13,860LMUCornerstone*HarrogateYESYESENROLLMENTENROLLMENTIncludes HOPE1,668
-<2.75(w)$10,000$15,100$38,700$23,600Carson NewmanAchievementJefferson CityYESYESAPRILSPRING SRIncludes HOPE1,528
--$10,000$15,100$26,100$11,000T. WesleyanTWU Merit Awards*AthensYESYESJULYSPRING SRIncludes HOPE976
-3.29(u)$11,000$15,500$27,360$11,860LMURail SplitterHarrogateYESYESENROLLMENTENROLLMENTIncludes HOPE1,668
-2.5(w)$12,000$12,000$38,700$26,700Carson NewmanFacultyJefferson CityYESYESAPRILSPRING SR-1,528
-3.63(u)$13,000$17,500$27,360$9,860LMUFoundersHarrogateYESYESENROLLMENTENROLLMENTIncludes HOPE1,668
-3.0(w)$14,000$19,100$38,700$19,600Carson NewmanDean’sJefferson CityYESYESAPRILSPRING SRIncludes HOPE1,528
--$14,000$19,100$39,750$20,650Christian BrothersUniversityMemphisYESYESJULYSPRING SRIncludes HOPE1,032
-3.78(u)$14,000$18,500$27,360$8,860LMUProvostHarrogateYESYESENROLLMENTENROLLMENTIncludes HOPE1,668
-3.50(w)$15,000$20,100$35,590$15,490KingKing Academic Merit ScholarshipBristolYESYESAPRILFALL SRIncludes HOPE975
-3.96(u)$15,000$19,500$27,360$7,860LMUPresidentialHarrogateYESYESENROLLMENTENROLLMENTIncludes HOPE1,668
-3.5(w)$16,000$21,100$38,700$17,600Carson NewmanPresidentialJefferson CityYESYESAPRILSPRING SRIncludes HOPE1,528
-3.87(w)$16,000$21,100$35,590$14,490KingKing Academic Merit ScholarshipBristolYESYESAPRILFALL SRIncludes HOPE975
-2.75*$16,000$21,100$39,712$18,612MaryvilleKin TakahashiMaryvilleYESYESENROLLMENTSPRING SRIncludes HOPE-
-4.00(w)$17,000$22,100$35,590$13,490KingKing Academic Merit ScholarshipBristolYESYESAPRILFALL SRIncludes HOPE975
-3.00*$18,000$23,100$39,712$16,612MaryvilleOrange & GarnetMaryvilleYESYESENROLLMENTSPRING SRIncludes HOPE-
-3.25*$20,000$25,100$39,712$14,612MaryvilleMC ScotsMaryvilleYESYESENROLLMENTSPRING SRIncludes HOPE1,151
--$22,000$20,100$39,850$19,750BelmontNamedNashvilleNOYESOCTOBERAPPLICATION-6,618
-3.50*$22,000$27,100$39,712$12,612MaryvilleCovenant StoneMaryvilleYESYESENROLLMENTSPRING SRIncludes HOPE1,151
-3.75*$24,000$29,100$39,712$10,612MaryvilleDean'sMaryvilleYESYESENROLLMENTSPRING SRIncludes HOPE1,151
-4.00*$26,000$31,100$39,712$8,612MaryvillePresidentialMaryvilleYESYESENROLLMENTSPRING SRIncludes HOPE1,151
-3.50(w)--$11,256-MemphisAcademic Ex*MemphisNOYESFEBRUARYFALL SR*-19,652
IPTP Explainer

IPTP Explainer

Introduction

This document serves as a guide to help families understand the scholarship chart. It explains various symbols and terms, ensuring a clear understanding of the scholarship opportunities available.

ACT Column

This column lists the ACT required for the listed scholarship. If no ACT is listed, no ACT score is required.

GPA Column

(u) = unweighted GPA, (w) = weighted GPA, (de) = Dual Enrollment GPA only, * = complicated system.

Awards

HOPE Scholarship

The HOPE scholarship, also known as the Lottery Scholarship, is a scholarship for Tennessee residents. Students who achieve a 21 ACT score or a 3.0 GPA are eligible for this scholarship at any Tennessee school they attend. The award amount varies: $4,500 for the first two years of college and $5,700 for the last two years. To simplify, we use an average of $5,100 per year.

GAMS Scholarship

The General Assembly Merit Scholarship (GAMS) is essentially the second level of the HOPE scholarship. Students who achieve a 3.75 weighted GPA and a 29 composite ACT score receive an additional $1,000 per year at any Tennessee school.

When scholarship qualifications align with the HOPE or GAMS criteria, we include that amount in this column. Some schools have already incorporated this amount into the list price of the scholarship, which explains why some scholarships meet the qualifications but do not add additional funds.

Tuition and Fees

Tuitions and fees are gathered from CollegeTuitionCompare.com. They represent the 2025-2026 estimates.

Tuition with Scholarship + HOPE and GAMS

In this column, we calculate the tuition for students by subtracting the scholarship amount from the tuition. Please note we use $5,100 for the average HOPE and $1,000 for the average G.A.M.S.

Scholarships

This section gives the name of the scholarship.

Superscore

The ACT automatically superscores every ACT test a student takes. This means that the ACT calculates a superscore by taking the best English, Math, Reading, and Science scores...

Last ACT/GPA Accepted

Most colleges allow students to continue taking the ACT and improving their GPA even after admission, which can impact their scholarship amounts.

Conclusion

This guide is intended to assist in navigating the scholarship chart. For additional information or questions, please contact us at 865-643-6030 or info@oaprep.com.

Please contact us if you have any questions or notice any inaccuracies!

If you have any questions or if you notice any inaccurate information, please send us an email or give us a call!